A consistently long-term outlook fosters excellent financial health and stability.
Hospital Administrator » About Us » Financial Strength
Medical Mutual has thrived based on humble principles, conservative financial management and a fierce dedication to its mission of serving the medical community today, tomorrow and beyond.
Not that Medical Mutual has been immune to market forces. On the contrary, the Company has faced many of the same challenges faced by those commercial and other carriers that simply could not, or chose not to survive. Yet by focusing on long-term stability rather than suppressing the symptoms of short-term market challenges, Medical Mutual has maintained excellent financial health through the market’s inevitable ups and downs.
Today, Medical Mutual’s financial stability is strong by any measure commonly applied to insurers and independent rating agency, A.M. Best, recognizes the company's financial strength as A-; or Excellent. The Company consistently carries a level of policyholder surplus that places it among the most stable provider-owned companies in the country. The historical record of loss reserves for filed claims has consistently exceeded case results to the benefit of the Company and policyholders. And assets are invested conservatively with vigilant testing and re-testing of the portfolio’s ability to withstand stresses from interest rate and equity market fluctuations.
The bottom line is that because of our long-term focus and clear mission, when you are insured by Medical Mutual, you can be sure we’ll be there for you when you need us, regardless of market conditions.